Our Services
Credit Analysis – The credit analysis is a great tool for an individual that is not sure of their credit situation. You may not be sure if the information on your report is derogatory. The analysis is done by phone at a convenient time that you select and takes approximately ½ hour. After to speaking to one of our credit professionals you will know if you are a candidate for the credit program. If it is determined after the analysis that you require the credit enhancement program the charge for the analysis will be applied to the program fee.
Credit Enhancement & Education Program – Audits will be launched to make sure that all negative items on Equifax, Experian, and Transunion credit reports are compliant with Federal laws. We will audit the original creditor, collection agency (if one involved), and credit bureaus. A student in our program can expect to see changes in their credit within 60-90 days or have completed the program depending on how many negative items are on the reports. No student will be in our program longer than 6 months. In addition to auditing the credit reports at no extra charge students receive monthly lessons by mail or e-mail. The student is expected to read the lessons and follow their instruction to help enhance their credit.
Note* - Compared to our competitors our fee for our service has always been based on the removal of one negative item from the report. The industry average for Credit Repair minus the level of education that we offer could cost thousands of dollars.
Inquiry Flush – This is for a student that does not have any negative items other than inquiries on their 3 major credit bureau reports. We will only audit inquiries to go after their removal.
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